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Chapter 1
Introduction
We're all bombarded each day by advertising messages (100 to 500 a day).
Advertising that constantly tell us we won't be happy in life unless we buy their car, clothes or dishwashing liquid
Other advertising messages tell us we'll win better friends, have nicer children and more sex appeal, how? By simply buying their shoes, soft drink or soap.
Attention all shoppers! Remembering the following sentence will instantly increase your net worth, here it is. "Every dollar you intelligently spend or save will increase your future buying power.
On the other hand, every dollar you waste on goods or services you don't need or use will decrease your future buying power."
The book you are now reading will gently encourage and motivate you to be a wiser consumer.
You'll discover 199 ways to increase your income without getting another job, working more hours - or asking your stingy boss for a raise.
Yes, by simply following the suggestions in this book, you'll suddenly find extra money you never thought you had ... within your present income. Sound good so far?
Imagine discovering sales tactics others use to quietly drain your wallet and learn to spot them a mile away.
Don't get angry - get even by learning their secrets and how to turn the tables on them. Do you think that could save you money? Of course it could.
By practicing the suggestions in this book, you'll quickly begin saving extra money in your pocket (or pocketbook). That's a promise from the author.
You will start saving more - without eating baloney and beans for the next year.
You'll learn how to save money the fun way, easily and with less effort. Not with magic - buy with factual information.
Did you know saving money is better than making more money? Why? Because it's not taxed. I'll say it again because it's worth repeating. Saving money is better than making more money because it's not taxed.
Yes, the money you save is like getting a tax-free raise.
Reading and following the suggestions in this book is like giving yourself a tax-free raise.
As you learn to cut the cost of your purchases without cutting quality - you're getting a tax-free raise. By increasing your savings, you're increasing your buying power!
Most people focus on making more money. That's not always the answer, although more money is good.
But it's much easier, quicker and sometimes smarter to focus on saving on your purchases. After all, is making more money the only answer?
My personal answer is no. If so, why do you see so many millionaire athletes, celebrities and business executives filing bankruptcy?
The moral of the story. It's not how much money you make - but how much money you save that cultivates financial success.
After reading and applying the simple but effective ideas in this book, you'll amaze yourself at how much money you've been wasting.
Yes, money is slowly slipping through your fingers. In addition, money is leaking out of your pockets and leaping from your hands every time you fail to use the ideas in this book.
The time-tested information in this book will help you plug the tiny financial holes in your pockets. Because through these holes you're quietly wasting, squandering and allowing others to legally steal your hard earned money.
This book will be your financial stop leak solution to this problem.
Whether you're a beginner or an experienced dollar stretcher, you'll discover more dollar stretching secrets to add to your arsenal.
Whether you're a multimillionaire or unemployed, you'll discover you don't always need much money to get the best bargains.
You'll soon discover all you need is a little more of the right knowledge to save a lot more.
All you need to save more money? A few facts, a few sources and of course, the right attitude. By taking the time to read these words, you're already making a wise investment.
Once you have this knowledge, no one can take it away from you, not even the I.R.S.
Do you have children or grandchildren? One of the most valuable survivor skills you can teach sits inside this book. Not knowing them can be hazardous to you and their future financial health.
Yes, whether you're a millionaire or homeless, educated or uneducated, young or a seasoned citizen, there is something in this book especially for you.
The valuable knowledge in this book will have an extra benefit. You'll discover and develop your own unique money-stretching skills and talents.
It's my hope you'll be look back and see that reading this book was a smart decision.
I encourage you to read this book with an open mind. It will help you side-step many financial pitfalls. It will put you in a position to take advantage of the many hidden opportunities to live better on less money.
As time goes by you'll find yourself returning to these pages for instruction, direction and inspiration. And I invite you to.
You'll find this book a patient teacher, always willing to repeat what you may have forgotten, overlooked or ignored previously.
Congratulations! Reading this book will be like taking part in your own treasure hunt. Where the treasure chest will be in the increased savings you'll have after reading this book.
Your newfound savings start on the next page. Enjoy the journey.